A third of low-income households are estimated to be in arrears, according to the Joseph Rowntree Foundation.
いくつか 3.8 million households on low incomes are estimated to be in arrears with household bills, による Joseph Rowntree Foundation (JRF).
周り 950,000 are thought to be in rent arrears, 1.4 million are behind on council tax bills and 1.4 million are behind on electricity and gas bills, the foundation said.
It looked at households in the bottom 40% of incomes in the UK, with a household income of £24,752 or less. This represents around 11.6 百万世帯.
The findings suggest that a third (33%) of low-income households are now in arrears – triple the 11% estimated by a similar study before the coronavirus pandemic, the JRF said.
Working age households on low incomes, including those aged 18 に 64, were found to have been particularly hard hit, と 44% thought to be in arrears.
For households with people aged 18 に 24 this rises to almost three-quarters (71%) of people in arrears.
The JRF said the findings show clear signs that the pandemic has dragged families who were previously just about managing into arrears on essential bills.
It said families with children, households in ロンドン households where the person surveyed was aged under 45, and black, アジア人 and minority ethnic households were particularly likely to have been pulled into arrears.
A large majority of households (87%) who are behind on their household bills said that they were always or often able to pay all their bills in full and on time before the pandemic hit.
Even before recent energy price rises began to bite, six in 10 households on low incomes (62%) reported that their costs increased during the pandemic, レポートは言った.
周り 4.4 million low-income households have taken on new or increased borrowing – and seven in 10 (69%) households with new or increased borrowing are also in arrears.
Many families on low incomes are still reeling from a £20-per-week cut to Universal Credit the JRF said.
Among households surveyed who receive Universal Credit, 40% are not confident they will be able to pay their bills in full and on time, 一方 35% do not think they will be able to avoid taking on more debt.
Half (50%) of these households say they do not feel confident they can find a job or work more hours.
The JRF is urging the 政府 to reinstate the £20 in Universal Credit and recommended that the Government provides at least £500 million in additional grant funding via the Household Support Fund for targeted debt relief.
Katie Schmuecker, deputy director for policy and partnerships at the JRF, 前記: “There is a debt crisis hanging over millions of families on low incomes.
“Behind these figures are parents gripped by anxiety, wondering how they will put food on their children’s plates and pay the gas bill; young people forced to rely on friends to help cover their rent and avoid eviction.
“While many households on higher incomes have enjoyed increased savings and rising house prices during the pandemic, people on low incomes are under serious financial pressure that shows no sign of abating.
“As a society, we believe in protecting one another from harm. As costs pile up and incomes have been cut, we urgently need to rethink the support in place for people at the sharp end of the cost of living crisis.”
Alison Garnham, chief executive of Child Poverty Action Group, 前記: “These findings are a storm warning. Millions of families look very precarious as we sail into even rougher seas with costs and household debt rising.”
彼女は付け加えた: “Real investment in children and their families will also require restoring the value of children’s benefits, more help with childcare costs and an expansion of extended schools.”
より多い 4,100 people in households in the lowest 40% of household incomes were surveyed between September 24 and October 5.
A Department for Work and Pensions spokesperson said: “We know the best route towards financial independence is through well-paid work, which is why our multibillion-pound Plan for Jobs is helping boost skills and opportunity, while Universal Credit continues to provide a vital safety net for millions.
“The Household Support Fund is helping the most vulnerable with essential costs through this winter, and is distributed by councils, who are best placed to ensure those in need in their local areas can be identified and supported as soon as possible.”